Billing & credits

Monthly plans

When subscription billing is enabled, choose how many credits you need.

• Free costs $0 per month and includes $3 in AI credits.
• Pro costs $29 per month and includes $10 in AI credits.
• Max costs $99 per month and includes $50 in AI credits.

All prices are in USD. Chat, computer work, specialists, and routines use the same credits. Cost depends on the model and how much work it does. Included credits reset monthly. Extra credits never expire.

Where it lives

Open Settings on the dashboard or Manage → Billinginside Pluto. Both show your shared balance. Agents running on your own model provider key bill that provider directly.

Topping up

• Choose Add credits and enter a whole-dollar amount from $1. No automatic top-ups or paid overages.
• Complete hosted checkout. Credits appear once payment is confirmed. $1 buys $1 in credits toward metered usage.
• Open billing portal manages cards, receipts, and billing details.

Prepaid billing

If subscription plans are not enabled on your deployment, your account uses a prepaid wallet. Add credits before using the assistant. The wallet shows top-up presets and recent activity.

When the wallet is empty

Pluto pauses new model work. Add credits or wait for your plan's monthly refill to continue. Your conversations, files, and settings stay saved.

Switching to your own key

Moving model usage onto your own provider key ends metering as part of the same switch. Usage then bills to your provider account only.